On this tutorial we will see how to create water droplets. The first thing we need to do is create our water droplet shape. Although you can do this with various ways such as the Pen tool and the Marquee tool, we are going to use the Ellipse tool.

Once you have Ellipse tool selected choose a neutral grey colour from your colour palette, like 50% grey, and simply draw your droplet. You can make the shape of your drop more elliptical using the Direct Selection Tool and the Pen tool or just leave it round to keep things simple.

We need next to start applying some layer styles. For this we will change the blend mode to Overlay.

Bring up your Layers Styles dialogue box by double clicking on the blank area of your layer.

We will start from the top and add some layer styles:
1. Drop Shadow, set the opacity to 15% and the angle to 90 degrees and choose the second from top left contour option.
2. Inner Shadow, and again opacity 15% angle 90 degrees.
3. Inner Glow, blend mode multiply and colour to black the opacity to 20%.
4. Bevel and emboss, style inner bevel, depth 100%, angle 90 degrees and altitude to 70. The highlight mode normal with white colour increase the opacity to 100% and shadow mode to overlay with white colour and 90% and click OK.

The result of these adjustments should look like this:

The last thing we need to take care of is to distort the background image behind the droplet. To do this go select your background layer and hold down ctrl and then Filter->Distort->Ripple and adjust the settings to your liking and hit OK. Once you have your first water drop you can easily adjust the size and feel of your drops.

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